TL;DR
Prezee Finance, at prezzeefinance.online, markets instant loans and “credit cards regardless of credit score.”
It is not the same company as Prezzee, the well-known Australian digital gift card unicorn (prezzee.com / prezzee.ca).
The site is very new, hides ownership via privacy-protected WHOIS, and collects extensive personal data (full name, DOB, address, income, loan amount) through a basic form.
We found no official regulator warning yet, but technical signals and spoofing risk make Prezee Finance high-risk and not recommended.
Verdict: Treat Prezee Finance as high risk / do not use, especially if you value your identity and banking data.
Overview: Who They Are and What They Claim
Prezee Finance (note the double “e”) promotes itself as a global loan and credit-card provider offering “instant disbursals regardless of credit score.”
Key points:
Domain: prezzeefinance.online
Claimed services: low-interest loans, credit cards, instant approvals
Target: global borrowers, including those with poor credit
By contrast, Prezzee Pty Ltd is a regulated digital gift card company founded in 2014, with operations in AU/US/UK/CA.
The similarity in name increases the risk that consumers confuse an unregulated loan site with a well-known gift card brand.
Key Features or Offerings
From the Prezee Finance site:
Instant loans for repairs, dues, vacations
Low-credit loans “regardless of credit score”
Credit card offers with “instant approval”
Simple online application capturing:
Full name, DOB, address, phone, email, income
Desired loan amount (£1,000–£5,000) and term (12–48 months)
No transparent:
APR tables
Regulatory disclosures
Company registration details
Red Flags & Warning Indicators
- ⚠️ Very new domain (registered June 2025; only months old).
⚠️ WHOIS privacy shielded via a generic provider; no legal company name shown.
⚠️ No regulator or license information (FCA / national lender registry).
⚠️ Confusing branding that can be mistaken for Prezzee, a real global gift card platform.
⚠️ Aggressive data collection (full KYC-style data before any legal disclosures).
We also found one YouTube review explicitly questioning if “Prezzee Finance” is a scam and warning about unregulated brokers.
Because there’s no regulator warning yet, we cannot legally call this a proven scam, but the risk indicators are strong.
Real User Reviews & Online Reputation
Currently, Prezee Finance has:
No meaningful independent reviews from established platforms.
Technical risk assessments from tools like ScamAdviser pointing to hidden ownership and very young domain age.
That doesn’t prove fraud, but lack of verifiable track record + sensitive data capture is a serious concern.
Melmac Expert Opinion
At Melmac Solutions, we classify Prezee Finance as “high-risk, unregulated, and easily confused with a legitimate brand.”
We see zero justification to send them sensitive data, bank details, or ID documents.
If you already applied, you should treat your information as potentially exposed and be alert for phishing, fake loan follow-ups, and crypto “recovery” pitches.
For anyone who was lured into crypto or investment schemes through this or similar sites, you can request a Free Consultation
Safer Alternatives
Instead of dealing with unregulated loan portals:
Use your local bank or credit union’s regulated loan products.
If you’ve already lost money to a related crypto or “investment” pitch, read:
Immediate Actions & Recovery Pathway
- If you applied: monitor your bank and email for suspicious attempts; enable 2FA and consider a fraud alert.
If you paid any “fees”: document payments and any crypto or bank transfers; they may link to broader fraud.
If this led you into a crypto scheme: submit a case for Free Consultation
FAQs
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Is Prezee Finance the same as Prezzee gift cards?
No. Prezee Finance is an unregulated loan website; Prezzee is a well-established digital gift card platform.
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Is Prezee Finance legit?
We cannot confirm fraud, but risk signals (new domain, hidden owner, no license) mean we do not recommend using it.
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What if I already submitted my details?
Watch for phishing or fake “approval” demands. If any crypto or investment offer surfaces, treat it as suspect.
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Does any regulator warn about Prezee Finance yet?
No formal warning yet, but the absence of a license plus the data-collection model is concerning.
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I lost crypto after dealing with a similar site — what now?
Start by reading our crypto recovery process guide and submit a Consultation Form
