TL;DR
CoïnnovA (coinnova.eu) claims to be a European crypto investment firm offering portfolio management and AI-driven trading.
On October 30 2025, BaFin (Germany’s financial regulator) issued a public warning stating that CoïnnovA is not licensed to provide investment services.
Victims describe blocked withdrawals, deceptive dashboards, and cloned company documents.
Overview: Who They Are and What They Claim
CoïnnovA EU Ltd. markets itself as a next-generation crypto asset manager using “AI-driven quant systems.”
It solicits investors mainly in Germany, Austria, and the Netherlands, promising “secure, fully regulated digital investments.”
According to BaFin’s official warning, CoïnnovA has no authorization to conduct banking or financial services in Germany and uses misleading language implying regulation.
Official source: BaFin consumer warning (Oct 30 2025)
Key Features or Offerings
- “AI-Managed Portfolios” promising up to 18 % annual ROI
“Instant withdrawals” via BTC, ETH, USDT
3-tier deposit plans (€250 – €25 000)
“VIP access” to early-stage crypto projects
Support only via WhatsApp and web chat
Red Flags & Warning Indicators
- ❌ BaFin warning — official regulator alert for unlicensed activity
❌ No corporate registry entry in Germany or the EU
❌ AI trading claims with no algorithm proof
❌ Identical web template used by other defunct brokers
❌ Fake reviews and recycled testimonials
Add Your Heading Text Here
“They said withdrawals take 24 hours. It’s been 2 weeks — no reply.” — Victim report, Trustpilot Oct 2025
“The ‘AI team’ promised 20 % in a month. My dashboard still shows gains I can’t withdraw.” — Reddit r/CryptoScams user ID redacted
Losses range between €1 000 – €12 000 per victim, primarily via crypto deposits.
Melmac Expert Opinion
From forensic review, CoïnnovA follows the clone-broker pattern: polished UX, no license, instant-deposit flow, and dashboard-based psychological pressure.
Our analysts traced transaction clusters funneled through mixed wallets and offshore exchanges, consistent with previous 2024 EU scam networks.
Victims should begin evidence compilation and initiate a asset trace through Melmac’s Free Asset Trace
Safer Alternatives
Avoid unsolicited crypto investment offers. To understand genuine recovery:
Immediate Actions & Recovery Pathway
- Save All Proof: dashboards, wallet TXIDs, emails.
Regulator Report: submit case to BaFin and your bank.
Trace Funds: request analysis via Free Asset Trace
FAQs
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Is CoïnnovA legit or a scam?
It’s a scam. BaFin confirmed it has no license to offer financial services.
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Can I recover money lost to CoïnnovA?
Yes — by engaging recovery experts with comprehensive skill and information to provide recovery solutions, such as Melmac Solutions.
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What makes AI crypto schemes risky?
They hide behind technical jargon with no proof of real trading.
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Where is CoïnnovA based?
Domain registered offshore with privacy protection — no real office.
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5. What to do if they contact me again?
Block emails and WhatsApp numbers; report as phishing.
