TL;DR
Horizons28 (horizons28.com) was included in a January 23, 2026 CONSOB blocking notice targeting unauthorized financial services websites. Online reviews show a strong pattern of withdrawal complaints and regulatory attention labels. Risk is high. We do not recommend depositing funds.
Introduction
If you’re researching a Horizons28 review, you’re likely facing uncertainty:
Your withdrawal is pending.
Support has stopped responding.
You discovered a regulator warning.
Reviews suddenly turned overwhelmingly negative.
On January 23, 2026, Italy’s financial regulator CONSOB issued a blocking order that included Horizons28 and related domains.
Official warning page:
👉 https://www.consob.it/web/consob-and-its-activities/warnings/latests
That regulatory action, combined with visible online withdrawal complaints, significantly alters the risk assessment.
In this investigation, we examine:
What Horizons28 claims to offer
How its platform operates
What regulators have said
What real users report
What victims should do immediately
Our goal is clarity grounded in evidence.
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Quick Verdict
| Category | Rating |
|---|---|
| Overall Risk Score | 2.5 / 10 |
| Regulatory Standing | ⚠️ CONSOB Blocked |
| Withdrawal Reliability | High Risk |
| Transparency | Low |
Pros
Structured trading platform presentation
Professional marketing design
Cons
Official regulator blocking order
Overwhelming negative reviews
Withdrawal delay complaints
No clear licensing disclosure
Summary: Regulator action + concentrated negative sentiment = elevated scam risk.
What Is Horizons28?
Primary domain: horizons28.com
Related domain referenced in regulator listing: area.hz-zone.com
Horizons28 presents itself as a:
Online trading platform
Multi-asset investment service
Portfolio growth solution
The site promotes account-based trading services and investment returns but does not prominently display licensing information.
That becomes critical when regulators intervene.
How Horizons28’s Model Works
Based on available materials and user reports, the model appears to follow a standard online trading funnel:
User registers and deposits funds.
Dashboard displays active trades or growth metrics.
Account manager communication increases.
Withdrawal attempts face friction or delay.
Additional fees or compliance payments may be requested.
Common risk factors observed in similar cases:
High-pressure account managers
Promise of fast returns
Withdrawal friction
Escalating deposit encouragement
Regulatory Status
On January 23, 2026, CONSOB included Horizons28 in its enforcement actions targeting unauthorized financial websites.
Official page:
👉 https://www.consob.it/web/consob-and-its-activities/warnings/latests
Regulator blocking indicates that the platform was offering financial services without required authorization in Italy.
This is not a minor administrative issue. It is a formal compliance breach.
Real User Reviews & Online Reputation
Trustpilot listing:
👉 https://www.trustpilot.com/review/horizons28.com
Snapshot observations:
Heavy concentration of 1-star reviews
Complaints referencing withdrawal delays
Claims of communication breakdown
Mentions of unexpected fees
No publicly posted transaction hashes were found during this review period.
However, sentiment collapse combined with regulatory action is a strong risk signal.
Warning Signs Identified
🚩 CONSOB blocking notice
🚩 No visible regulatory license
🚩 Concentrated negative Trustpilot ratings
🚩 Withdrawal complaints
🚩 Multiple related domains
When regulatory intervention and user withdrawal complaints overlap, the risk profile shifts significantly.
Estimated Loss Exposure
No verified individual transaction amounts were published publicly in the scan window.
Because no TXIDs or bank receipts were disclosed in public reports, we cannot conservatively calculate aggregate losses at this stage.
Status: High Risk — Evidence Monitoring
Melmac Expert Opinion
At Melmac Solutions, we focus on pattern convergence.
Horizons28 shows:
Regulator enforcement
Withdrawal complaint patterns
Transparency gaps
Concentrated negative public sentiment
While we cannot independently confirm specific loss totals, the structural risk is substantial.
We do not recommend engagement.
Immediate Actions & Recovery Pathway
If you deposited funds into Horizons28:
Stop sending additional money immediately.
Save all communications and emails.
Screenshot dashboard balances.
Record deposit dates, amounts, and payment methods.
Submit a formal withdrawal request in writing.
Begin structured assessment here:
👉 https://www.melmac-solutions.com/get-started
Understand realistic recovery possibilities:
👉 https://melmac-solutions.com/blog/can-stolen-crypto-be-recovered-the-hard-truth
Review our full crypto recovery process:
👉 https://melmac-solutions.com/blog/crypto-recovery-service
How We Verified This Review
Cross-referenced CONSOB enforcement notice
Reviewed Trustpilot sentiment distribution
Evaluated platform transparency
Compared complaint patterns with known online trading scam structures
We rely on documented regulatory actions and cross-platform signals.
Final Verdict
Horizons28 presents:
Official regulator blocking
Withdrawal complaint concentration
Transparency deficiencies
Risk Level: High
Recommendation: Avoid and document immediately if involved.
FAQs
-
Is Horizons28 legit?
It has been included in a CONSOB blocking notice, which significantly increases risk.
-
Why can’t I withdraw from Horizons28?
Online reviews frequently mention withdrawal delays and communication issues.
-
Are all online trading platforms scams?
No. But legitimate platforms disclose licensing, regulation, and transparent operational details.
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Can funds sent to Horizons28 be recovered?
Recovery depends on payment method and timing. Immediate documentation improves outcomes.
