TL;DR – WP Invest Review 2025
In November 2025, the German regulator BaFin issued a public warning against wp-invest.ch (WP Invest), stating that the website offers banking and investment services without authorization and that the offers do not originate from the real W & P Family Office AG in Switzerland — it’s a case of identity theft.
Independent German consumer and law-firm blogs now group WP Invest with a wider fixed-term deposit (“Festgeld”) scam wave, where savers are lured with high interest rates and told that their money is safely placed at well-known banks. In reality, accounts are not held in the customer’s name and transfers can disappear into mule accounts.
Our WP Invest review finds enough regulatory, legal and OSINT evidence to strongly recommend avoiding wp-invest.ch entirely. If you have already sent money, treat this like a high-risk investment scam and move quickly to protect yourself, document everything, and seek professional scam recovery help by providing all information.
Quick Verdict – WP Invest Review
| Verdict | Detail |
|---|---|
| Overall Rating | 1 / 10 – Avoid |
| Pros | Slick website; professional branding; references to “family office” and “Festgeld” that look familiar to German savers. |
| Cons | BaFin warning for unauthorised banking/investment services; confirmed identity theft of W & P Family Office AG; no deposit insurance; high-pressure outreach; risk of total loss. |
| Summary | WP Invest is not a safe place to park term-deposits. Regulators, consumer sites and law firms now treat wp-invest.ch as a likely Festgeld scam using identity theft. Victims should freeze further payments and explore verified recovery paths. |
What Is WP Invest (wp-invest.ch)?
On the surface, wp-invest.ch presents itself as “W & P Family Office AG”, a Swiss-based firm offering:
Fixed-term deposits (“Festgeld” and “Tagesgeld”)
Investment strategies, ETFs, company deposits and IPO acess
The website leans heavily on trust-building language: “highest security”, “transparent, profitable investments”, and name-drops of European partner banks.
However, BaFin’s English and German warnings state clearly that:
Banking transactions and especially fixed-term deposits are being offered via wp-invest.ch without the required licence in Germany.
The offers do not come from the real W & P Family Office AG in Küsnacht, Switzerland.
It is a case of identity theft: scammers are misusing the name and details of a legitimate firm.
In other words, our WP Invest review is not about the genuine Swiss company, but about fraudsters impersonating it via wp-invest.ch.
How WP Invest Claims to Work (Products & Process)
From the website and legal commentary, the operating model of WP Invest looks roughly like this:
Attractive fixed-term deposit offers
Advertised interest rates higher than typical German bank deposits.
Terms for private and corporate customers (Tagesgeld, Festgeld, “Firmenfestgeld”).
Personal outreach and “consultations”
Cold calls and unsolicited emails to German residents, sometimes referencing well-known banks or asset managers.
Pitches framed as conservative, secure wealth management rather than speculative investing.
Account opening “via partner banks”
Customers are told that W & P / WP Invest will open fixed-deposit accounts for them at reputable European institutions.
Documentation may include IBANs and references to real banks, increasing the illusion of safety.
Funds sent by bank transfer
Investors are instructed to send funds by SEPA transfer to accounts that are not actually in their name.
Several legal analyses note that scammers exploit the fact that some banks execute transfers based mainly on IBAN, not strict name matching.
After the transfer – silence or excuses
Victims report difficulty reaching anyone after wiring money.
Extensions, “technical issues”, or additional paperwork are used to stall when investors ask for their money back.
Although wp-invest.ch doesn’t loudly market crypto, the scam mechanics are almost identical to many crypto investment scams: fake security, misuse of brand names, and off-ramp through regular bank transfers.
WP Invest Red Flags & Risk Signals
Based on BaFin’s notice and multiple independent legal/consumer sites, the WP Invest review reveals several serious red flags:
Official BaFin warning (identity theft)
BaFin explicitly warns against offers on wp-invest.ch and stresses that the offers are not from the real W & P Family Office AG.
No valid licence to provide banking or investment services in Germany
The site nevertheless offers fixed-term deposits and investment services to German residents.
Misleading use of a legitimate company identity
BaFin, due-diligence firms and law practices all describe wp-invest.ch as a case of identity theft affecting W & P Family Office AG.
Part of a wider “Festgeld” fraud wave
WP Invest is included in German fixed-deposit scam warnlists that track multiple unauthorised term-deposit platforms launched in 2025.
Law firms actively seeking victims
Several German law firms and investor-protection blogs have published detailed warnings about wp-invest.ch, including explanations of how the scam works and calls for affected investors to come forward.
No transparent investor protection
The site references concepts like “Einlagensicherung” (deposit protection), but real regulators have made it clear the operators are unauthorised and investors may not be protected.
When you combine these signals, WP Invest does not pass basic legitimacy checks.
Real User Experiences & Online Reputation
Because this is a relatively new case, you won’t find thousands of public WP Invest reviews on Trustpilot or Reddit yet. Instead, most of the early “user evidence” shows up indirectly via:
Law-firm case descriptions
Lawyers describe investors who wired five-figure euro amounts to wp-invest.ch for Festgeld products and then struggled to reach anyone once the term ended or they asked for withdrawal.
Consumer warnlists & finance blogs
A major German deposit-comparison site lists wp-invest.ch in a warnlist for term-deposit fraud, based on both BaFin warnings and reader submissions.
Some entries mention unsolicited calls and pressure to move existing savings to allegedly safer, higher-yield accounts.
Social media OSINT
Regulatory summaries and legal warnings are now being amplified on social platforms, where consumer-protection accounts advise followers to avoid wp-invest.ch and similar “too good to be true” term-deposit offers.
At this stage we cannot responsibly quote exact victim losses by name, but the deposit sizes and patterns described suggest typical tickets of €10,000–€100,000 per investor. That already puts WP Invest in the high-impact scam category, even with a modest number of victims.
Melmac Solutions’ Expert Opinion: Is WP Invest Legit?
To address the core search intent — “is WP Invest legit?” — we combine regulatory facts, OSINT, and our experience in crypto recovery reviews and fiat investment scams.
From a recovery and risk standpoint, we see:
Regulatory red line crossed:
When a top regulator like BaFin explicitly calls out unauthorised banking services + identity theft, that alone is enough to classify WP Invest as unsafe.No realistic path to “normal” customer service:
Victims rarely recover funds simply by emailing or calling the contact details on such sites. Once deposits are sent, scammers route money through multiple accounts.Scam mechanics match many crypto/fx cases:
The flow (unsolicited outreach → high returns → fake sense of safety → money wired to third-party accounts) mirrors dozens of crypto trading, mining and staking scams we see each month — only here the packaging is “Festgeld”.Identity theft adds extra complexity:
The genuine W & P Family Office AG is also a victim (its name is abused). Any contact with the real firm usually won’t help you recover funds from the fraudsters.
Immediate Actions & Recovery Pathway (If You Used WP Invest)
If you’ve sent money to wp-invest.ch, treat it as an emergency but stay calm and methodical.
Stop all further payments & collect evidence
Do not send any more deposits, “taxes”, “legalisation fees” or “verification charges”.
Export bank statements, payment confirmations, emails, call logs and screenshots of your WP Invest dashboard.
Alert your bank/PSP and file formal reports
Contact your bank immediately and explain that you may be the victim of an investment scam linked to wp-invest.ch and a BaFin identity theft warning. Ask about chargeback/recall options or fraud reporting pathways.
File complaints with BaFin (if you are an EU/German investor), your national regulator, and local police/cybercrime units, referencing the official warning.
Seek credible scam recovery help – avoid “recovery scammers”
Look for documented, education-first firms that can review your case (including any crypto exposure) and explain your realistic options, not just sell hope.
Be especially careful with cold messages on Telegram, WhatsApp or social media claiming they can recover your money “within 24 hours” for a fee — this is a common secondary scam that targets WP Invest-type victims.
How We Verified This WP Invest Review
To keep Melmac’s WP Invest review 2025 transparent and trustworthy, we used:
Primary regulator sources
BaFin’s English and German consumer warnings about wp-invest.ch and identity theft involving W & P Family Office AG.
Independent consumer and finance portals
German fixed-deposit warnlists that track unauthorised platforms, explicitly listing wp-invest.ch with reasons.
Legal / law-firm articles
Multiple legal analyses detailing how wp-invest.ch allegedly works, why “Betrug wahrscheinlich” (fraud likely), and what legal options victims have.
OSINT coverage & news summarising BaFin alerts
News and OSINT hubs that summarise identity-theft warnings, plus social posts amplifying BaFin’s wp-invest.ch warning.
We cross-checked all information across multiple sources, looked for consistency in dates and wording, and excluded unverified or sensational claims.
WP Invest FAQs
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Is WP Invest (wp-invest.ch) legit?
No. BaFin has issued an explicit consumer warning stating that wp-invest.ch offers banking and investment services without authorisation and that the offers do not originate from the real W & P Family Office AG. It is officially treated as an identity theft case, not a regulated investment provider
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Is my money safe if I invested through WP Invest?
Unfortunately, there is no evidence that money sent to wp-invest.ch is protected by legitimate deposit insurance. Legal commentary suggests funds may be routed to accounts not in the investor’s name, which can make recovery difficult and, in some cases, impossible without swift action and strong documentation.
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What should I do if I already transferred funds to WP Invest?
Stop sending further payments, contact your bank immediately, and file reports with your national regulator and police. Then consult a credible recovery specialist who can review your specific transaction trail (including any crypto legs) and advise on realistic options, rather than relying on promises from the platform itself.
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Is WP Invest connected to the real W & P Family Office AG?
According to BaFin, no. The offers on wp-invest.ch do not originate from the genuine Swiss company W & P Family Office AG. The regulator explicitly calls this identity theft, meaning the legitimate firm’s name and details are being misused by scammers.
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Can Melmac Solutions help with WP Invest-related losses?
Melmac Solutions cannot guarantee full recovery from WP Invest or any other scam. However, we can:
Review your documentation,
Conduct a wallet and transaction trace if crypto is involved, and
Help you understand the strengths and limits of civil, criminal, and chargeback routes.
This education-first approach is designed to give you clear expectations before you invest further time or money into recovery.
